Thank you for your interest in reading this short ebook on the things to be aware of, in order to get your insurance claims paid. You may already be aware that an insurance policy document is a legal contract between the insurer and the insured and both parties should abide by the terms and conditions. Should the insured breach the terms, conditions and or policy warranties, the insurer may choose to exercise their right of non-payment of any claim due to the breach. The insurer may not cancel the policy but may not honor a claim.
The Insurer on the other hand must also keep its side of the contract by paying all valid claims without unreasonable delays as in some jurisdictions, they could be fined by the court to pay interest in addition to the full claim. (The enterprise Act 2016, UK)