The proposal forms and policy documents

The proposal forms and policy documents

  • Proposal Forms:
  1. MIA 1906 
  2. Material Facts
  3. General Questions
  4. Specific Questions
  5. Statements of Fact (SOF)

 

  • Policy Contracts:
  1. Narrative 
  2. Schedule
  3. Sections (Heading, Recital, Signature, Operative Clause, Exclusions, Schedule, Complaints & Definitions)
  4. Excess / Franchise / Deductible
  • Consumer Insurance (disclosure & representation) Act 2012 (CIDRA 2012)
  • The Insurance Act 2015 (IA2015). 
  • The Consumer Rights Act