Proximate Cause

  1. Meaning of Proximate Cause: 

      i. Meaning defined by – Pawsey v Scottish union and National (1908)

      ii. First Cause

      iii. Dominant Cause

2. Insured Perils:

     i. Fire

     ii. Lightning 

     iii. Explosion (domestic)

3. Excepted or Excluded Perils 

4. Uninsured or Unnamed Perils

5. Modification by insurance policy wordings

    i. Directly or indirectly

    ii. Remotely

    iii. Whether war be declared or not