Commercial Motor Insurance

Know the features, extensions and exclusions of Commercial Products:

1.   Commercial Motor Insurance:
2.   i. Passenger carrying vehicles (unlimited cover for BI or death, £5,000,000 for TP damage)
3. Goods carrying vehicles Third Party 

                     iii. Agricultural and Forestry 

1. Vehicles of a Special types
2. Extensions:
3. Loading & Unloaded
4. Indemnity to Driver 

                     iii. Indemnity to User

1. Indemnity to Passenger
2. Legal Costs
3. Optional Extensions for an additional premium: 
4. Medial Expenses
5. Loss of use

                      iii. Windshield cover 

1. Limitation as to use – same as with private cars

2. Motor Fleet Insurance:
3. Contingent Third party insurance
4. Joint insureds or cross liabilities clause 

                      iii. Occasional Business Use (OBU)

1. Roadside assistance
2. Helplines